The federal agency responsible for monitoring the banking industry, The Consumer Financial Protection Bureau, is proposing new rules to protect the American public from some of the unscrupulous lending practices of the payday lenders. The Agency is trying to find the right balance between predatory lending and the free flow of credit for people in […]
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Blogs
Some relief in sight for Consumers regarding the Credit Reporting agencies
Experian, Equifax, and Transunion have come to terms with New York’s Attorney General’s office concerning the reporting of debt to its bureaus. The agencies will be required to hire specialists to handle consumer disagreements when a complaint has not been successfully resolved. It will no longer be enough to discount a consumer allegation of wrongful […]
Chapter 7 Bankruptcy and Spending Your Tax Refunds
This is the time of the year that you may be filing your taxes early to obtain a tax refund. If you are in financial debt and are considering bankruptcy as an option, your tax refund monies may enable you to pay an attorney to assist you with the process. An often overlooked issue is […]